$10,000 Grants for KY Homeowners
Strengthen Kentucky Homes Program (SKH)
Fortified Inspections assists Kentucky homeowners with the evaluation portion of the Strengthen Kentucky Homes Program, from the initial qualifying inspection through documentation and issuance of the IBHS FORTIFIED™ Certificate.
What is SKH?
The Strengthen Kentucky Homes Program (SKH) provides grants of up to $10,000 to qualified homeowners to upgrade their roofs to the IBHS FORTIFIED™ Roof standard. This standard is designed to strengthen roofs and help them better withstand high winds and hail damage.
Eligibility Requirements for Kentucky Homeowners
To be eligible for the Strengthen Kentucky Homes Program (SKH), homeowners must
Applicant requirements
The applicant must be the legal property owner and a Kentucky resident. The home must be in good repair and capable of meeting the IBHS FORTIFIED™ Roof standard as determined by a FORTIFIED™ Evaluator.
Eligible property types
Eligible homes must qualify for the program and meet upgrade requirements. Condominiums and mobile homes are not eligible. Homes with dry-stack masonry or stone foundations are also not eligible unless the foundation has been properly retrofitted and approved.
Program rules and homeowner costs
Homeowners must wait for official SKH approval before contacting an evaluator or contractor and cannot begin roof work before approval. The grant provides up to $10,000, and homeowners are responsible for any costs above that amount.
How the Kentucky Roof Grant Process Works
The Strengthen Kentucky Homes Program follows a structured process from application to final certification. Homeowners must complete each step in order to receive grant funding and a FORTIFIED™ Roof designation.
Apply on the SKH portal
Submit your application through the the official SKH website during an open enrollment period. Applications are accepted during limited enrollment periods.
Wait for program approval
The Department of Insurance reviews applications and selects eligible homeowners for the Kentucky roof grant program. Do not contact a contractor to begin roof work before approval.
Complete the FORTIFIED™ evaluation
After approval, you will select an approved FORTIFIED™ Evaluator. The evaluator performs a qualifying inspection to determine whether your home can meet the FORTIFIED™ Roof standard and identifies required improvements.
Request bids and choose a contractor
Once the evaluation is complete, homeowners request bids from approved contractors and select one to perform the roof upgrade required for FORTIFIED™ certification.
Roof upgrade and documentation
During construction, the evaluator documents key stages of the project to verify that the roof installation follows IBHS FORTIFIED construction standards.
Final inspection and FORTIFIED™ certificate
After construction is complete, the evaluator performs a final inspection. If the roof meets the required standards, the IBHS FORTIFIED™ designation certificate is issued and grant funds are paid directly to the contractor.
Talk to an expert today
Our certified FORTIFIED™ evaluators can answer your questions and help you understand the next steps for the Strengthen Kentucky Homes Program.
Benefits of Upgrading to a FORTIFIED™ Roof
Upgrading your roof through the Strengthen Kentucky Homes Program helps protect your home from severe weather common in Kentucky, including strong winds and hail. The IBHS FORTIFIED™ Roof standard uses enhanced installation methods designed to make roofs more resilient during storms.
Increased protection against wind and hail
FORTIFIED™ Roof construction strengthens vulnerable parts of the roof system. Improvements like sealed roof decks and stronger fastening methods help the roof better resist wind uplift and hail damage.
Reduced risk of costly storm damage
When a roof fails during a storm, water can quickly enter the home and cause extensive damage. FORTIFIED™ construction methods help keep the roof system intact and reduce the risk of interior damage.
Potential insurance savings
Some insurance companies offer discounts for homes with an IBHS FORTIFIED™ designation, which may help lower long-term insurance costs.
Greater peace of mind during severe weather
A FORTIFIED™ Roof is built to higher standards than typical roofing systems, helping homeowners feel more confident when severe weather approaches.
How Fortified Inspections Helps Kentucky Homeowners
Fortified Inspections helps Kentucky homeowners complete the evaluation process for the SKH Program. From the qualifying inspection to the final IBHS FORTIFIED™ certificate, all while providing exceptional customer service. As your FORTIFIED™ evaluator in Kentucky. We can:
- Perform the required FORTIFIED™ Evaluation
- Guide you through the upgrade process
- Ensure your completed roof meets IBHS FORTIFIED™ standards
Certifications Completed
Satisfied Clients
Contact us today
If you are a Kentucky homeowner interested in strengthening your roof and learning more about the Kentucky FORTIFIED™ roof program, contact Fortified Inspections today to get started.
Our Awards
IBHS Award Winning recipients six years in a row
FORTIFIED™ Roof Evaluation and Certification Pricing
Start with a qualifying inspection. From there, we assist with documentation, grant process support, and the full FORTIFIED™ certification workflow through final certificate issuance.
Inspection | $200
Qualifying inspection confirms eligibility and explains the next steps before construction. 100% refundable if you do not qualify.
Documentation and Certificate | $350
Once your project is approved and a contractor is selected, we coordinate the required documentation and guide the certification process through completion.
We proudly appreciate and support all of our Armed Service men and women. Ask us about our Military Discount.
Fortified Inspections is your trusted FORTIFIED™ evaluator in Kentucky
Serving homeowners across Kentucky including Louisville, Lexington, Bowling Green, Owensboro, Elizabethtown, Northern Kentucky.
Eligibility Form
Fill out the homeowner survey form below and we’ll contact you to discuss your eligibility for the Kentucky FORTIFIED™ roof grant program.