Strengthen Kentucky Homes Program

Eligibility Requirements

To be eligible for the Strengthen Kentucky Homes Program (SKH), homeowners must:

• Be the legal owner of the property

• Be a resident of Kentucky

• Own a home that is in good repair as determined by a FORTIFIED™ Evaluator

• Have a home eligible to meet the IBHS FORTIFIED™ Roof standard

• Wait for official approval before contacting an Evaluator or Contractor

• Not begin any roof work prior to receiving SKH approval

Please note:

• Condominiums and mobile homes are not eligible

• Homes built on unrestrained stacked masonry or stone (dry-stack foundations) are not eligible unless the foundation is properly retrofitted and approved

• Homeowners are responsible for any costs exceeding the $10,000 grant amount

How to Apply

To apply for the Strengthen Kentucky Homes Program:

1. Visit the official SKH website through the Kentucky Department of Insurance.
2. Submit your grant application during an open application period.

Important details:

• Applications are accepted during limited enrollment periods.

• A limited number of applicants are selected.

• Homeowners must wait for approval before selecting a Contractor or Evaluator.

• Grant funds are paid directly to the Contractor.

Starting work before receiving approval will make the homeowner ineligible for the grant.

FORTIFIED™ Evaluation

A FORTIFIED™ Evaluation is required for participation in the SKH program.

This evaluation:

• Determines whether the home qualifies for upgrades

• Identifies the improvements needed to meet the FORTIFIED™ Roof standard

• Verifies that the completed project meets IBHS standards

Homeowners selected for the program are responsible for paying the evaluation fees as set by the Evaluator.

The grant will only be issued once the completed roof meets the FORTIFIED™ Roof standard.

Benefits of Upgrading to a FORTIFIED™ Roof

Upgrading your roof through the Strengthen Kentucky Homes Program can provide:

• Increased protection against high winds and hail

• Reduced risk of costly storm damage

• Potential insurance savings

• Greater peace of mind during severe weather

A FORTIFIED™ Roof is built to higher standards that help prevent roof failure during strong storms.

How Fortified Inspections Can Help

Fortified Inspections is a certified FORTIFIED™ Evaluator.

We can:

• Perform the required FORTIFIED™ Evaluation

• Guide you through the upgrade process

• Ensure your completed roof meets IBHS FORTIFIED™ standards

If you are a Kentucky homeowner interested in strengthening your roof and learning more about the Strengthen Kentucky Homes Program, contact Fortified Inspections today to get started.